Hi there,   Is anyone using Square Loans and do you find it increasingly stressful as you scale? We really utilize it to grow our business and really liked it when our growth strategy wasn't as big...but recently have some frustrations with it.   I guess first of all it seems that growth really hurts your eligibility. 2022 Q3 and Q4 I think we had 2 loans, one was paid back in under 30 days if I recall...we had an explosive growth for Q4 which is good. Roll around to 2023 and it's basing the eligibility of future loans on our average month...so, if you have a really good Q4 like we did that basically wipes you out of the running until Q3 of this year. To me it seems a little bit silly to not be comparing it to the same month year-over-year (which we are double at 100% growth) instead of "Hey your sales took a dip from December"...well, yeah it does that...to almost everyone.   Secondly, is anyone else finding the offers to be somewhat demoralizing? My spouse owns a small business as well and runs transactions through Paypal. My processing on Square (which is only a facet of our business) was equal to their entire business revenues, but they received offers of 2-3x as much as I did at a much lower interest rate (but much larger repayment %). It almost has me rethinking who I use as a payment processor. And it's also frustrating that there isn't really a great way to speak with Square about this kind of stuff. ... View more

Hey artists, crafters, and makers! 👋 Do you have a studio or dedicated space in your home for your work? Do you rent space at a facility? Or do you just tend to work wherever you can? We'd love to see pictures of your workspace if you don't mind sharing! Full disclosure: I do not have a dedicated creative space in my home, but half of my dining room has gradually become a de facto art/craft studio. It's way too messy to share pictures, though! 🙈 ... View more

Hi All,   I have just joined this new group.  I initially started using crafts as a way to distract from fibromyalgia pain. As I was still working full-time then, I started this business in 2018 at a small artisan market and as a small side gig. It has since grown into more than I hoped it would, with a website etc and I have been working at it more or less full time for about a year. I am now having to scale my business down unfortunately due to health mostly - though I am not closing it down, just slowing down. What I make has also evolved quite a bit whilst I have been trying to find a happy medium between what I enjoy making and what sells. I am mostly very much into heritage crafts, I love buttons and their history, and haberdashery. Nowadays, I mostly make Dorset buttons, needlecases or needlebooks, pincushions and other pieces of haberdashery.  ... View more

I'm a poet my website wordsofwisdomandinspiration.com and I'm a personal trainer website Gettightgetrightfitness.com  ... View more