Hi Seller Community — I have an important update to share from the Gift Cards team!
If you need an additional layer of security for payments made on you eGift Card order site, 3D Secure (3DS) is a standardized way to authenticate electronic card transactions.
When you create a rule to enable 3DS on your APIs such as your eGift Card order site or Square Online Store, customers may be required to digitally verify they are authorized to use the card making the purchase.
If the buyer cannot verify that they are the cardholder, they will not be able to complete the transaction. However, if the buyer verifies their identity and completes the transaction and it is authorized through 3D Secure, the liability for fraud chargebacks then shifts from the seller to the card-issuing bank.
You can read more about Risk Manager 3D Secure (3DS) for eGift Card order sites and other APIs in our Support Center: Risk Manager 3D Secure (3DS).