Receiving a Square Capital Offer Prior To Payoff

I understand that Square Capital renewal offers are generated via their proprietary algorithm, however, are there any noticeable trends in the new offers you have received?


For example, have you received new offers around a certain percentage of payoff consistently?


I am currently at 72 percent and am wondering if I should wait for an offer or if I should pay it off like I did with my last loan.

What percentage were you at with your renewal offers? And did that number fall in line with previous percentages?


Thanks in advance.  

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