Square Ireland: What are Square's processing fees?

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For businesses located in the Republic of Ireland Square’s per transaction fees for credit and debit card payments are as follows:

1.75% + VAT for card present payments	This includes contactless payments and inserted (Chip + PIN) transactions accepted with the Square Reader, Square Stand or Square Terminal, and payments made with Square Invoices and in-person payments APIs.
2% + VAT for payments that are manually keyed-in to the Square Point of Sale app	The higher fee for manually keyed-in transactions is due to a greater risk involved with these payments, as neither the card nor the cardholder need to be present for the payment to be processed.
2.5% + VAT for payments taken with Virtual Terminal and Square Invoices.*	The higher fee for manually keyed-in transactions is due to a greater risk involved with these payments, as neither the card nor the cardholder need to be present for the payment to be processed. Note: If a customer pays for invoices in person, e.g. while they are at your business you process the invoice for them, the in-person rate of 1.75% + VAT  applies.
1.4% +25c for online payments made with European cards  2.9%+25c for online payments made with non-European cards	This includes Square Online, Square Checkout Links, Square eCommerce API payments and purchases of Digital Gift Cards.

Square’s fees are deducted before the funds are transferred to your linked bank account. Learn more about Square’s fees in our Support Centre.

 Learn about accepted cards and how to view your fees in our Support Centre.

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