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Will I get penalized for not having any current funds in my Square balance to issue a refund from?

I need to issue a credit card refund, but I don't have any funds in my Square balance at the moment because my account is set up so that funds are automatically transferred to my bank account the next business day.

 

Reading around, it sounds as though Square will instead withdraw the refund amount from my bank account directly. Will I get hit with a penalty fee for not having funds in my Square available for the refund? It sounds as though it's not possible for me to transfer funds from my bank back INTO my Square account.

 

Thanks for your help!

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