I would not plan on that happening. In order to offer multiple loans a minute and start 1 loan every minute you would have to have thousands to be looking at the data of millions of users. Even with sheer numbers like that, they might not get back around to looking at your account for a year just due to the amount of users.
The scale of something like this is tens of thousands of times more than a local bank to be loaning out $ 1.32 billion in 90 days to over 129,000 people. It is only possible because of the scale available because the algorithms can look at thousands of user's data per minute.
If you want a person to look at your papers and accounting and taxes etc then it is time to head on down to your local bank. That is what I do and I don't get individual loans, we have a RLOC Revolving line of credit. Saves a lot and is easy to just hit it for 12 days to pay a bill early or to buy a new refrigerator and only have to pay interest on the number of days you borrow. 95% of the time it costs me nothing,
In general, it appears that most Square Loans are not starting to be be offered until the loan is 80-90% paid back if not fully. This is just observed from posts of people getting offers and loans, not an official stance. So you are getting closer to maybe getting an offer. Getting it early is almost like a penalty because you are paying back your loan with part of the new loan. There isn't anyone that can tell you any different than what others have said as that is how the loans work there isn't a button that someone can push that will turn your offer on as much as we may want that.
The good news is they have never loaned as much money as there are right now. in the last 90 days 129,000 people got loans totaling 1.32 billion dollars. That is 1 loan a minute, just wild numbers.
Keep selling is the best you can do for your business to keep growing and maybe there will be a better opportunity down the road. I know I was upset before about missing out on a purchase and was happily surprised when something better came along. I ended up buying an entire business, property and all, at a bankruptcy auction. Had I bought the property 2 months earlier I wouldn't have been able to buy the business.
